Kicked out of Singapore for operating without proper licences (same old story). In fact devere actually thrive in a number of countries where they don't need licences (this they prefer).
Devere have been booted out of many different countries for unscrupulous/dodgy practices, one of their favorites is to scare you in to believing you need a very costly front end, over priced retirement plan, usually Generali vision product. This company are scammers of supersonic, intergalactic levels. They love to take the vulnerable, old, frail as documented in BBC Panorama program part 1 & part 2 (look up Nigel Green/devere BBC Panorama on You tube, see for yourself). This was another company that Nigel Green was in charge of.
Do business with this company at your peril. You have been WARNED!