The STM Malta QROPS that Devere Group are sticking all their clients money in needs to carry a public health warning! If the country you end up retiring to doesn't have a double taxation treaty with Malta you should definitely NOT move or even consider moving your pension here. Implications for you could be immense in being hammered on tax payments when you take drawdown. Did the Devere salesman disclose that Nigel Green has a vested intrest in STM Malta? Probably not, he owns a large part of this company which again wouldn't be in the interests of the client. The funds that Devere will put you in will be FRONT LOADED so you will see your investment drastically fall in value, many of these funds the salesman and Devere get paid much higher commissions on because-they own part or all of the funds.
They will tell you in a well scripted meeting which they learn parrot fashion in Malta that they have over 5,000 different products available, strategic alliances with JP Morgan, Morgan Stanley, RBS, etc.. Does this all sound a little too familiar? We are the largest offshore financial consultancy with offices in over... Different countries, many countries Devere have been thrown out of.
When you become a client of mine here in .... I will personally meet up with you every quarter to discuss any investments you may have through us, depending on your requirements of course. Sound familiar?
Proceed with caution, you don't want to get sucked in to the Devere machine, once they have your money they lose interest. Did Devere ask you for names of your friends? We work on a referral basis?